Privacy Policy

Last updated: November 2026

Mortgages by Scott (“we,” “us”) is operated by Scott Hastings, NMLS #926762, licensed through Arbor Financial Group, NMLS #236669. This policy explains what information we collect through mortgagesbyscott.com and our conversations with you, how we use it, and the choices you have.

Information we collect

Information you give us. Your name, email, phone number, property details, income, assets, and anything else you enter in a form, calculator, email, text, or phone call.
Information needed for a loan. If you apply, we collect what lenders require, which can include your Social Security number, date of birth, employment and income records, bank statements, tax returns, and credit report.
Information collected automatically. Like most websites, ours records basic technical data such as your browser type, device, pages visited, and how you arrived at the site. We use cookies and similar tools, including analytics services, to understand how the site is used.

How we use your information

To answer your questions and contact you about your mortgage options.
To prepare a pre-approval or loan application and submit it to lenders.
To verify your identity and prevent fraud.
To send you information you asked for, and occasional updates you can opt out of at any time.
To improve our website and services.
To meet our legal and regulatory obligations.

How we share your information

We do not sell your personal information.

We share it only when needed to serve you or when the law requires it:

With lenders and investors we submit your loan to.
With service providers who help us process your loan, such as credit bureaus, appraisers, title and settlement companies, and verification services.
With companies that support our business, such as our CRM, email, and website providers, who may use it only to provide those services to us.
With regulators, law enforcement, or others when required by law.

Text messaging. If you give us your mobile number, we use it only to contact you about your inquiry or loan. We do not share mobile numbers or text messaging consent with third parties or affiliates for their marketing. Message and data rates may apply. Reply STOP to opt out of texts at any time.

Your choices

You can unsubscribe from marketing emails using the link in any email, or by contacting us.
You can ask us to stop calling or texting you.
You can set your browser to refuse cookies. Some parts of the site may not work as well.
Depending on the state you live in, you may have rights to request access to or deletion of your personal information. Contact us and we will respond as your state’s law requires. Some information must be kept to meet mortgage record-keeping laws.

If you obtain a loan, the lender that funds it will also give you its own privacy notice explaining how it handles your information.

How we protect your information

We use physical, electronic, and procedural safeguards that comply with federal standards to protect your information, and we limit access to people who need it to serve you. No method of transmission over the internet is completely secure, so please do not email sensitive documents. We’ll give you a secure way to send them.

Children

Our website is not intended for children under 13, and we do not knowingly collect their information.

Links to other websites

Our site may link to other websites, such as YouTube or lender portals. We are not responsible for their privacy practices.

Changes to this policy

We may update this policy. The “Last updated” date above shows when it last changed.

Contact us

Scott Hastings, Mortgages by Scott 121 N Main St, Suite 202, Mooresville, NC 28115 (704) 890-7168 · scott.hastings@mortgagesbyscott.net NMLS #926762 · www.nmlsconsumeraccess.org