Home Loans & Refinancing

Charlotte Mortgage Broker

Serving NC, SC, FL, GA, VA, AR, IN, and NH

Scott Hastings

Charlotte Mortgage Broker

NMLS#926762

Self-Employed Mortgage Options

Traditional lending guidelines often fail to reflect how entrepreneurs earn. Scott specializes in mortgage programs designed for business owners, contractors, freelancers, real estate professionals, and 1099 earners. Whether income is shown through bank statements, 1099s, assets, or a mix of sources, Scott helps self-employed buyers explore loan options that reflect their full financial picture, not just their tax returns.

Self-Employed Loan Programs

Explore the most common financing options available to self-employed borrowers:

Self-Employed Resources

Helpful tools and information to support your mortgage planning:

Talk to Scott

Let Us Guide You

Who Scott Helps

Scott supports a wide range of self-employed clients, including:

If traditional lenders have made the process difficult, Scott offers a clear and personalized path forward.

Home Loan Options

Scott Hastings has a wide range of products he offers. Here are some of the more popular loan types that may loan best meet your needs.

Talk to Scott

Ready to Own Your Home? Let Us Guide You

Whether you’re a first-time home buyer, refinancing, or navigating homeownership as a self-employed borrower, Scott provides clear guidance and mortgage options tailored to your financial story.

WHY PARTNER WITH SCOTT HASTINGS

Your Charlotte Home Loan Expert

Scott offers both traditional mortgage products and specialized solutions for clients with unique financial circumstances. His advisory approach focuses on understanding your goals, evaluating your financial profile, and guiding you through a mortgage plan that fits your situation.

With tools like the MyHomeLoan mobile app, you can manage your mortgage with clarity from application to closing.

Home Buying Made Easy for First-Time Home Buyers in North Carolina

If you’re a first-time buyer in North Carolina, this guide simplifies the process and provides insights based on more than 20 years of experience.

Videos