What Is a Bank Statement Mortgage? A Smart Option for Self-Employed Buyers
Are you self-employed and struggling to qualify for the home you really want—despite strong income from your business? You’re not alone. Many entrepreneurs run into issues with traditional mortgage lenders because they deduct legitimate business expenses on their tax returns, which lowers their qualifying income on paper. As a mortgage broker helping self-employed clients across […]
The Ultimate Self-Employed Mortgage Qualification Guide
Do you need a self employed mortgage to buy your dream home, but your tax returns paint a less-than-ideal financial picture? Don’t worry – you’re not alone in this predicament. As a mortgage broker specializing in self-employed clients since 2003, I’ve helped countless entrepreneurs navigate the tricky waters of mortgage qualification. Today, I’ll share some […]
No-Income Verification Mortgage: How to Qualify Without Traditional Income Documentation
Getting a No Income Verification Mortgage is still possible. If you’re retired, self-employed with limited income history, or recently transitioned to consulting, a no-income verification mortgage could be your ideal solution. While these loans aren’t as widely available as they were before the 2008 financial crisis, they remain a valuable option for borrowers who have […]
Unlocking Mortgage Options for Self-Employed Professionals in Charlotte
Are you a self-employed professional in Charlotte struggling to find a mortgage option that suits your unique financial situation? You’re not alone. This article will provide actionable steps and real-world underwriting guidelines to help you secure a mortgage tailored to your needs. Let’s dive in and uncover the secrets to finding the perfect mortgage solution […]
Self Employed? Use Depreciation To Help You Qualify for a Home Mortgage
Hey there! If you’re self-employed and considering getting a home mortgage, you might feel like it’s a bit of a maze. But guess what? Depreciation can work in your favor and make the whole process a lot easier. Let’s dive into how this works. What’s Depreciation Anyway? In simple terms, depreciation is how you spread […]
