About Scott

Hi, I’m Scott Hastings, a Licensed Mortgage Loan Originator and founder of Mortgages by Scott. I live in Mount Ulla, North Carolina, with my wife Stacey and our family.

Family & Community

Stacey is a top-level dressage competitor and trainer, with over 40 years of experience in the sport. She’s earned every USDF Medal with Distinction, the Gold Freestyle Bar, and the rare USDF Diamond Achievement Award. She has competed nationally and internationally, coached riders to USDF medals and championships, and runs a private training facility right here on our farm. Our daughter, Lily, recently graduated from NC State University with a degree in finance and is starting her career in the financial world.

When I’m not helping clients with mortgages, you’ll usually find me at the gym (I’m a longtime CrossFitter), traveling with Stacey for competitions or clinics, or spending time on our farm with family, friends, and horses.

My Mortgage Background

I’ve been helping clients navigate home financing for over 20 years. Before starting my own brokerage, I worked as an Account Executive for both a major U.S. bank and a locally based lender. That experience gave me an inside look at how the big players operate—and convinced me that clients deserve a faster, simpler, more personal mortgage process.

Today, I specialize in helping:

• Self-employed entrepreneurs who struggle to show traditional income on tax returns
• Affluent buyers purchasing luxury homes, second homes, or investment properties
• Families looking for straightforward mortgage solutions without the red tape

I’m a native Charlottean (Charlotte Christian + East Carolina University grad), and I love serving the communities of Lake Norman, Charlotte, and the Southeast.

My Promise

My approach is simple: no layers of bureaucracy, no cookie-cutter lending, and no wasted time. Just the right mortgage strategy to fit your life and goals.
If you’re ready to buy, refinance, or explore your options, I’d love to help.