8015 W. Kenton Cir, Suite 240, Huntersville, NC 28078

Pre-Approved Home Loans, Huntersville, NC

With pre-approved home loans, you’ll know what price range you qualify for beforehand.

With pre-approved home loans, you’ll know what price range you qualify for beforehand.

Pre-Approved Home Loans in Huntersville, North Carolina

As you look at home listings in the Huntersville, North Carolina area, you may have noticed that some sellers are only allowing tours by those buyers who have secured pre-approved home loans. Their goal is to limit people walking through their home who might not be financially able to purchase it even if they were to like it. They also do not want to have their home off the market and then have the buyer later tell them they cannot obtain the necessary financing. While this is not always the case and you will find plenty of homes you can tour without gaining pre-approval, you’ll open up more opportunities if you contact us at Mortgages by Scott to go through the application process first.

Another benefit of pre-approved home loans is that you’ll know upfront what price range you qualify for, so you won’t spend time looking at the wrong homes. This can go both ways actually. It keeps you from falling in love with something you cannot get, but it also could surprise you to learn that you qualify for more than you thought, so you don’t end up settling for a lower-priced home than you deserve.

The other aspect of pre-approved home loans is that you’ll have a better understanding about the process beforehand. You might find out you qualify even though you thought you wouldn’t or learn you have only a little bit of work to do yet to make your dream of homeownership come true. We aren’t here just to get you through the application process, but to guide you toward your goal. Reach out today to learn more or to get started learning about pre-approved home loans.