Types of Loans, Huntersville, NC

Before we can discuss what types of loans might meet your unique needs, we need to truly understand your goals and expectations.

Most people know about a couple of different types of loans, including conventional loans like 15-year or 30-year fixed-rate mortgages. They may also be familiar with options like adjustable-rate mortgages, sometimes referred to as ARMs. There are actually many more types of loans, and the types that are viable options for your needs depends on many different factors. Are you a first-time home buyer? Are you purchasing a primary residence or a second home? Are you looking to buy a vacation property or an investment property? All of these questions and more affect the types of loans that are available to meet your need for financing.

At Mortgages by Scott, we have over 18 years of experience and are passionate about matching our clients to the best loan for their goals and expectations, whether this includes a traditional loan product or a more innovative approach. We start by really listening to you. We want to fully discuss your situation, providing you the support and expertise you need to determine what types of loans might best help you reach your goals, whatever they may be.

We can help you explore many types of loans, including:

• Conventional mortgages
• USDA, FHA, and VA loans
• Adjustable-rate mortgages
• Jumbo loans
• Portfolio loans
• Bank statement mortgages
• Self-employed loans
• Pre-approved home loans
• Asset-based or asset-backed mortgage loans
• Investment property loans
• Home loans for 1099 employees

You don’t have to feel overwhelmed by the mortgage process. We are located near Huntersville, North Carolina and are standing by to help you find the loan that fits your needs perfectly. Call us now to get started.

Jumbo Home Loans

We will walk you through the process of applying for jumbo home loans. When you are getting ready to purchase the luxury home you want for your family, one of the issues you can run into is finding a reliable mortgage(...)

Read More

FHA Loans

FHA loans are often an ideal option for first-time home buyers. If you have ever purchased a vehicle or gotten a loan where you needed someone to sign with you, you have an understanding of what it means to provide a(...)

Read More

Pre-Approved Home Loans

With pre-approved home loans, you’ll know what price range you qualify for beforehand. As you look at home listings in the Huntersville, North Carolina area, you may have noticed that some sellers are only allowing tours by those buyers who have(...)

Read More

VA Loan Options

We provide you with guidance to navigate the VA loan options. If you are looking to purchase a home with no down payment, one thing to consider is VA loan options. The VA home loan program is available to active service(...)

Read More

Portfolio Loans

Portfolio loans are ones in which the lender will keep the loan in-house rather than sell on the secondary market. Obtaining a conventional mortgage is something that proves challenging for some property investors and home buyers, but that doesn’t mean your(...)

Read More