Before we can discuss what types of loans might meet your unique needs, we need to truly understand your goals and expectations.
Most people know about a couple of different types of loans, including conventional loans like 15-year or 30-year fixed-rate mortgages. They may also be familiar with options like adjustable-rate mortgages, sometimes referred to as ARMs. There are actually many more types of loans, and the types that are viable options for your needs depends on many different factors. Are you a first-time home buyer? Are you purchasing a primary residence or a second home? Are you looking to buy a vacation property or an investment property? All of these questions and more affect the types of loans that are available to meet your need for financing.
At Mortgages by Scott, we have over 18 years of experience and are passionate about matching our clients to the best loan for their goals and expectations, whether this includes a traditional loan product or a more innovative approach. We start by really listening to you. We want to fully discuss your situation, providing you the support and expertise you need to determine what types of loans might best help you reach your goals, whatever they may be.
We can help you explore many types of loans, including:
- Conventional mortgages
- USDA, FHA, and VA loans
- Adjustable-rate mortgages
- Jumbo loans
- Portfolio loans
- Bank statement mortgages
- Self-employed loans
- Pre-approved home loans
- Asset-based or asset-backed mortgage loans
- Investment property loans
- Home loans for 1099 employees
You don’t have to feel overwhelmed by the mortgage process. We are located near Huntersville, North Carolina and are standing by to help you find the loan that fits your needs perfectly. Call us now to get started.