There are a lot of misconceptions when it comes to buying your first home. You don’t necessarily need perfect credit or much of a down payment. Did you know you can get into a home in North Carolina with about .6% down and a 640 credit score? That’s about $600 on a $100,000 home!
Some of the most popular loan programs for first-time home buyers are:
The first thing to do is get pre-approved to determine your borrowing capacity.