Denver, NC, wasn’t always known as Denver. Instead, the first settlers in the area called it Dry Pond. That’s because the local pond around which the settlement formed would disappear in the heat of summer, which doesn’t sound too crazy if you’ve ever experienced June, July or August in North Carolina.
Now, of course, Denver has more of a draw than a pond that’s full for half of the year. It’s roughly 25 miles north of downtown Charlotte, which makes it a plausible option for commuters who drive back and forth to the many businesses based in the Queen City. As of the year 2000, though, the population in Denver was just over 13,000 people. This makes Denver a small-town alternative to the bustling city of Charlotte and, therefore, a draw to families who want their kids to grow up in a quieter, family-friendly area. There are plenty of elementary, middle and high schools to choose from, too.
If you’ve decided that Denver is where you want to put down roots — or you want to move from your current home in Denver to a new property — then you will likely have to consult with a Charlotte area mortgage broker in order to get the financing you need. A mortgage broker works with both the banks and with you, the borrower. He or she gathers all of the necessary information to get you a mortgage, including your income information, assets, and credit report. With this information in mind, the mortgage broker will figure out what type of loan is best for you and your budget; then, he or she will submit all of the paperwork to the bank in order to get the ball rolling. The broker will then liase with both you and the bank to ensure that both parties agree on all terms of the loan.
Obviously, a mortgage broker should be someone that you trust, especially once you’ve found your dream home in Denver, NC. Broker Scott Hastings has proven himself to be a reliable, knowledgeable broker for many buyers across the Charlotte area. He has expertise in the Queen City’s housing market, as well as the housing markets in surrounding cities and towns like Denver. He puts his knowledge to good use, obtaining the best mortgage rates and providing the support and advice that buyers need throughout the home-buying process. Learn more by reading more about Scott on this website or by getting in touch with him by phone or e-mail. Next thing you know, you will be turning the key and opening the door of your new home in Denver. You may also want to consider Matthews, NC or Concord, NC when looking at homes in the local area.