Concord, North Carolina, is often known for the Concord Mill Shopping Mall and being the home of the Charlotte Motor Speedway. The area has grown in both size and character over the last 20 years with the population moving from around 37,000 in 1990 to approximately 85,000 today. The school systems in Cabarrus County are fantastic, and there are plenty of high-paying jobs in the area. All of these factors make Concord, North Carolina, a great place to live. If you are seeking financing for your Concord, NC, home, contact Scott Hastings today. As one of the most highly rated Concord, NC, mortgage brokers, he can help with each and every step of the mortgage application process.
Caburrus County is one of the seven Charlotte area counties to see an increase in FHA loan limits for 2016. If you do not have 20% to put down on a conventional home loan, you may want to consider an FHA home loan. To learn more about the benefits of an FHA mortgage, call Scott Hastings today at (704) 890-7168. There are a number of reasons families or individuals would consider an FHA home loan. A lower down payment is often the number one reason, but there are also more lenient credit requirements, which means you will not need a 750 credit score with a debt-to-income ratio well below 40% to lock in the lowest possible FHA rates.
Throughout the town of Concord, a number of different neighborhoods have “popped up” over the last several years. If you are interested in a specific neighborhood, feel free to reach out to Scott. Having relationships with a number of highly rated real estate agents in the area helps Scott connect potential home buyers with an agent or broker that can get them in the home of their dreams.
Any questions or concerns you may have about an FHA, VA, USDA, or conventional home loan in Concord, North Carolina, can be addressed with a phone call: (704) 890-7168. Also consider some of the other Charlotte, NC area counties to find a home.