Belmont, North Carolina, wasn’t always Belmont. Up until 1883, it bore the name Garibaldi Station, and there’s no clear answer as to why it changed. Some believe that a prominent businessman, August Belmont, inspired the name of the city. Others say that the Pope himself ordered the name change, since Belmont is home to an abbey, and he didn’t think a town with such an important facility should carry the Garibaldi name along with it. Regardless of which side is right, one thing is for sure: Belmont has made a name for itself amongst the many cities and towns that surround the Charlotte metropolitan area.
Upwards of 10,000 people live within the city limits of Belmont, but the population is growing steadily as it becomes a destination for those who work in Charlotte — it’s only 15 miles away from the Queen City’s uptown area, after all. New housing developments have popped up all over Belmont to accommodate families of all sizes, replacing the textile mills and their employee housing units that once made up much of the city’s architecture. Another draw to the area is the opportunity to study at Belmont Abbey College, a liberal arts school that maintains its ties with the Roman Catholic Church. Up until they’re college age, young Belmont residents can enroll in Gaston County elementary, middle and high schools, as well as private institutions.
This mix of small-town charm and big-city opportunity might have you dreaming of settling in Belmont yourself. Once you’ve found the home of your dreams, there’s no better way to purchase it than with the aid of a mortgage broker. You will simply provide your broker with your personal financial information, including your income, savings, credit score, and more. He or she will then figure out the best loan type, amount and rate in order to maintain or, even, improve your financial situation. After that, the bank must accept the broker’s proposal, which might require the broker to negotiate and liaise between you and the lender. Once all parties have agreed on the terms of the loan, though, you’ll be able to sign knowing that you’ve obtained a fair and doable rate.
Mortgage broker Scott Hastings is an expert in the Charlotte-area housing market, which means he’ll be a great resource as you embark upon purchasing a home in Belmont. He’s reliable and experienced, having worked with countless clients in order to get them loans and rates that suit their specific financial situations. You could be next on the long list of his satisfied, home-buying clients; pick up the phone or send him an email today in order to get the ball rolling. Before you know it, you could be turning keys, unpacking boxes, and calling Belmont, “home.”